• GROUP MEDICAL                        with CASH BACK

• 40-50% Savings vs Fully Insured

• Available to Self-Employed

• TRADITIONAL GROUP, ASO & PEO

• NATIONAL NETWORKS

• GUARANTEED LIFE  INSURANCE up to $250,000

• GROUP LTC

• QUALIFIED  LIFE / LTC

• MEDICARE SUPPLEMENTAL / ADVANTAGE PLANS

• NON QUALIFIED PLANS

• ROTH

•   ROTH CONVERSION
•   LEVERAGED CONVERSION

• CAPITAL GAINS DEFERRAL

• LEGACY TRUSTS

• COLI

• FAMILY SPLIT DOLLAR 

• QUALIFIED PLAN LIFE

• PENSION & PROFIT SHARING PLANS

• DEFINED CONTRIBUTION 

• DEFINED BENEFIT 

• CASH BALANCE 

• MAX COMBO PLANS

• SEP IRA

• SIMPLE IRA

• IRA'S

• TRADITIONAL 

• ROTH

• PAYROLL DEDUCTION

• INHERITED 

• GUARANTEED INCOME 

PLANS

• 10% - 30% OPENING BONUS

• 10% ANNUAL INTEREST

• 6% - 8% GUARANTEED PAY-OUT RATES

• PRINCIPAL RETURNED AT END OF TERM